If you’re happy with the rate you’re offered, find a car you like and upload all your documents straightaway, you could be driving away within days!īeen refused a car loan elsewhere? We could still help. Don’t worry your account manager will be on hand to guide you through the process and answer any questions you might have. This is because your approval depends on your individual circumstances, further documentation, the car you’re hoping to buy, and the lender’s criteria. Once you’ve got your quote, we’ll need to give you a call to find out some more details. You can pop the kettle on and have an answer before you’ve finished your tea! As soon as you click submit on our application form, we’ll conduct a soft credit check and look to find you an approval in principle from one of the lenders on our panel. When you apply for a car loan with CarFinance 247, you’ll receive a decision in minutes. A hard search will only take place if you decide to proceed and take out an agreement. When you get a quote with CarFinance 247, we’ll run a soft credit check to see if we can find you an approval from one of the lenders on our panel and it won’t affect your credit score. Making a lot of finance applications that leave hard searches on your report can also impact your score. It should recover quickly once you start paying back the loan, but a lower credit score could make it more difficult for you to secure another agreement straightaway. When you take out a new deal, you might see your credit score decrease slightly as you’re taking on a large new debt. Think about timing when you apply for a second or third car finance agreement. You should only consider taking out more than one car loan if you can comfortably afford it. Car finance is a commitment and agreements can last for several years so it’s important to be aware of the effect they might have on your financial health. It isn’t unheard of for people to have two or three car finance agreements in their name.įinance providers must lend responsibly and make sure that borrowers don’t end up taking out loans that they can’t pay back or will leave them with no money left over to pay for essentials. The number of finance agreements that you can be approved for would depend on your individual circumstances, credit history, and affordability. “Personal Group is proud to be an inclusive employer and encourages applications from a diverse range of candidates.There’s no limit to how many cars you can have on finance at one time. Joining us will give you the chance be part of a dynamic company that is constantly looking for ways to support our clients in engaging their employees. Our market leading benefits platform Hapi©, has been developed using state of the art technology and we are growing fast! We are an innovative and leading provider of employee reward and benefits. A problem solver, who is motivated to pursue a career in finance and is enthusiastic about getting stuck into new challenges.Minimum Grade 5/4(C) GCSE English & Grade 6(B) in Maths.Able to multitask and deliver to tight deadlines.Basic to intermediate IT skills in Word, Excel, PowerPoint and Outlook.Salary sacrifice options include big technology purchase discounts, retail discounts platform, car lease schemes, share ownership plan and more.
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25 days annual leave with option to purchase additional holiday days.Hybrid working between home and office (3 days in office 2 working from home).We also offer staged increments to your salary during your learning to recognise your hard work! You will work across our finance transactions team and get involved in credit control, reconciliations, sales and purchase ledger and payroll alongside time to work towards your qualification. This is a great opportunity for someone who may be starting out their career or changing career, who wants to learn and gain their AAT level 3 qualification. We are recruiting for an Apprentice Accounts Assistant who is motivated and excited by a career in finance.
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